FirstEnergy provides a level of financial protection for you in the event of your spouse, domestic partner or child's death.
- MetLife is the insurance carrier.
- The Dependent Life Insurance plan offers six levels of coverage for your spouse/domestic partner and unmarried children (up to age 26).
Coverage Tier |
Spouse/Domestic Partner Coverage |
Coverage per Child |
Monthly premium |
|---|---|---|---|
Tier 1 |
$10,000 | $5,000 | $2.39 |
Tier 2 |
$20,000 | $10,000 | $4.68 |
Tier 3 |
$40,000 | $20,000 | $9.36 |
Tier 4 |
$60,000 | $20,000 | $13.39 |
Tier 5 |
$80,000 | $20,000 | $17.61 |
Tier 6 |
$100,000 | $20,000 | $21.83 |
- The deductions for this coverage are taken from your pay on an after-tax basis.
- If you are married to another FirstEnergy employee, you may both elect Dependent Life coverage but only one employee can elect to cover your dependent child(ren).
- If you elect Tier 5 or 6 as a new hire, your spouse or domestic partner will be required to complete health questions. If health questions are not returned to MetLife, Tier 4 coverage will be assigned.
- If you make any changes to your election, you will be required to answer health questions.
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